cignaCigna was the first marine insurance company in the United States, and remains the nation’s oldest stockholder-owned insurer. In 1792, after a series of meetings in Philadelphia’s Independence Hall, a group of prominent citizens formed the Insurance Company of North America (INA), now known as Cigna Health Care.

INA issued marine policies #1 and #2, insuring the hull and cargo of the ship America on a voyage from Philadelphia to Londonderry, Northern Ireland.

In 1794 INA issues its first life policy, insuring a sea captain against death during a voyage. The policy includes a clause promising benefits if the captain is captured by Barbary Coast pirates.

In 1849 the Pennsylvania legislature approves a bill to incorporate the Insurance Company of North America, authorizing the writing of marine, fire and life policies.

Ross-Loos, the first health maintenance organization (HMO) in the United States, is established in Los Angeles. Cigna will purchase the Ross-Loos Medical Group in 1980.

At the request of the U.S. Army, INA wrote accident and health insurance policies for the thirty men working on the Manhattan Project, without being told the nature of their employment.

In 1982 Connecticut General Insurance Corporation becomes a general business corporation and is renamed Connecticut General Corporation. CG and INA announce the intent to combine Connecticut General Corporation and INA Corporation.

The Insurance Company of North America and Connecticut General Life Insurance Company combine their initials to become “CIGNA”.

1983 Cigna acquires AFIA, founded in 1918, an international insurance underwriting association that reaches customers in more than 100 countries.

Cigna health care provides reinsurance for organ transplants, allowing smaller insurers and HMOs to cover these rare and expensive operations. Cigna acquired Dental Health, Inc. in 1987, becoming the first national carrier to enter the prepaid-dental-health market.

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